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Having a good credit score doesn’t just get you the best interest rates. It can also reduce your auto insurance premiums, allow you to avoid security deposits, and in some cases, even help you get hired. But what goes into your credit score, and how can you make sure you’re doing what you can to […]
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Payday may the best day of the week, but budgeting for expenses can suck all the fun out of making money. Luckily, there’s a new approach to budgeting known as the zero-based budget that could make financial planning easier. It may also offer substantial rewards like freeing up extra spending cash. Take a close look […]
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Learn the best way to file taxes for your situation. DIY software, pros, IRS Free File, VITA/TCE, all options explained.
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Discover how three U.S. presidents shaped retirement planning. Learn their impacts on today’s finances. Read more about this important history.
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Healthcare is one of the more difficult areas to navigate as you get closer to retirement. With so much focus on saving enough for retirement and ensuring that your investments will keep up with inflation, many people fail to square away their healthcare affairs before retirement age. However, if you want a greater chance of […]
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Massive computer hacks and data breaches are now common occurrences — an unfortunate consequence of living in a digital world. Once identity thieves have your information, they can use it to gain access to your bank and credit-card accounts, make unauthorized transactions in your name, and subsequently ruin your credit. Now more than ever, it’s […]
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Social Security is a vital component of retirement income for many. This government program provides monthly benefits and is funded primarily through payroll taxes. Understanding Social Security benefits and taxation is essential to making informed decisions about when to start receiving them. This in-depth guide focuses on the interplay of Social Security retirement benefits and […]
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When you think of identity theft, you may think of unauthorized credit card payments or new lines of credit. However, tax identity theft is one of the most common types of identity theft — and it’s also the most common fraud attempt during tax filing season.1 If your identity is stolen for tax purposes, you […]
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As one approaches retirement, monitoring your financial situation by understanding your net worth and assessing the assets and resources needed to maintain a comfortable lifestyle throughout retirement is vital. This article explores eight key financial wellness metrics individuals must monitor as they approach retirement. 1. Income Replacement Ratio One of the primary financial wellness metrics […]
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The new year is fast approaching, and it is a good time for small business owners to make some financial resolutions to help lead them toward a solid financial path. Whether your business is just starting or you have been running it for decades, the new year is the time to review your financial situation […]