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CONSUMER INSURANCE
Coverage when you need it most.
Long-Term Care Insurance isn’t just for eldercare. An accident, injury or extended illness, could create an unexpected need for Long-Term Care, creating a financial risk that could seriously impact your savings, retirement, family, and what you’re able to pass on to the next generation. This coverage gives you the control to protect your assets and your family’s financial well-being.
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Provides coverage for a determined sum of money during a determined period of time (“term”). Death benefit is paid if the insured dies. If the insured does not die during the coverage period, a new contract must be written.
Offers coverage for different levels of time periods; usually 10, 15, 20, or 30 years. It offers guaranteed level rates and amounts of coverage for the entire term of the policy.
A specialized version of a whole life plan; whole life provides coverage until the policy holder dies. Modified whole life can help build cash value that is tax-deferred and can be easy to personalize coverage.
Offers a death benefit that is paid in a lump-sum (one-time payment) guaranteed to remain paid-up until the insured has died. The size of the death benefit depends on the money invested and the age and overall health of the insured person.
Adding a life insurance option to your financial wellness strategy is like adding an extra layer of protection for you and your loved ones. Take advantage of our no-obligation, free financial review and see if life insurance is for you.
or reach out to a financial consultant with any questions by calling 877-838-1570
A life insurance policy could help protect you and those you love and provide some income in retirement. Maybe it’s time to see if a life insurance policy should be part of your financial strategy.